Getting your hands on a spacious, family-friendly SUV doesn’t have to break the bank. We’ve rounded up 10 great three-row options for under $40,000, each offering the perfect balance of affordability, comfort, and versatility for everyday use.

From planning long road trips to needing extra space for everyday errands, athree-row SUVis the perfect do-it-all vehicle for families on the go. Rest assured, though, you don’t have to spend a fortune to get all the features you need, including ample space and advanced safety features.

Front three-quarter view of a blue 2025 Ford Explorer parked on rocks in the mountains.

Frombudget-friendly optionsto stylish models that offer both comfort and performance, these SUVs cater to all tastes. Read on to find the best three-row SUVs under $40,000 that combine practicality, modern tech, and great value.

To give you the most up-to-date and accurate information possible, the data used to compile this article was sourced from various manufacturers' websites and other authoritative sources, including Consumer Reports, Edmunds, J.D. Power, and Kelley Blue Book. The models below have been ranked based on their starting MSRP from highest to lowest.

Front three-quarter view of a gray 2025 Jeep Grand Cherokee L parked in a forest.

102025 Ford Explorer

Starting MSRP: $39,755

The 2025 Ford Explorer is an excellent SUV with a spacious cabin. Its comfortable ride and intuitive infotainment system make it easy to use for daily commutes and long road trips.

2.3-liter inline-4

Front three-quarter view of a dark blue 2025 Subaru Ascent driving in the snow with mountains in the background.

10-speed automatic

300 hp

Front three-quarter view of a dark red 2024 Mazda CX-90 driving on a freeway.

210 lb-ft

Towing Capacity

5,000 lbs

The Explorer also provides a range of engine options, including a hybrid variant, giving buyers flexibility in performance and fuel efficiency. Its strong towing capacity andadvanced safety featuresensure it can handle family needs and provide peace of mind on the road.

Front three-quarter view of a white 2025 Hyundai Palisade parked alongside a sidewalk with a brick wall with graffiti on it.

92025 Jeep Grand Cherokee L

Starting MSRP: $39,035

Another great option is the 2025 Jeep Grand Cherokee L, which stands out for its premium interior. Being a Jeep, this SUV combines rugged off-road capabilities with a comfortable ride, making it versatile for both adventure and everyday use.

3.6-liter V6

Front three-quarter view of a beige 2025 Nissan Pathfinder parked on grass in the country.

8-speed automatic

293 hp

Front three-quarter view of a gray 2025 KIA Telluride parked alongside a rock face with the ocean in the background.

260 lb-ft

6,200 lbs

Front three-quarter view of a red 2024 Chevrolet Traverse parked on a driveway.

With a range of powerful engine options and a refined, tech-forward cabin, the Grand Cherokee L provides a well-rounded driving experience. Its advanced safety features and spacious design make it an ideal choice for families seeking both luxury and practicality.

82025 Subaru Ascent

Starting MSRP: $38,910

The 2025 Subaru Ascent has standard all-wheel drive, making it a versatile family SUV. Known for its reliability and spacious interior, it also features advanced safety technology to enhance peace of mind on the road.

2.4-liter turbocharged inline-4

Front three-quarter view of a gray 2025 KIA Sorento driving on a country road with mountains in the background.

CVT automatic

260 hp

Front three-quarter view of a white 2022 Volkswagen Tiguan driving on a country road in autumn.

277 lb-ft

With excellent handling and a smooth ride, the Ascent is well-suited for both city commutes and longer trips. Its amplecargo spaceand strong safety ratings make it a practical and comfortable choice for daily use.

72025 Mazda CX-90

Starting MSRP: $38,045

The 2025 Mazda CX-90 features an upscale interior with a smooth, responsive driving experience. Its refined cabin and powerful engine provide a comfortable and dynamic ride for daily commutes and long drives.

3.3-liter turbocharged inline-6

280 hp

332 lb-ft

With a premium design and atech-rich interior, the CX-90 offers both luxury and practicality. Its strong safety features and engaging handling make it an appealing option for those seeking performance without sacrificing comfort.

62025 Hyundai Palisade

Starting MSRP: $37,200

The 2025 Hyundai Palisade stands out with its spacious and upscale interior, offering a comfortable ride for all passengers. It combines modern design with a host of tech features, making it an ideal choice for those who prioritize both style and functionality.

3.8-liter inline-6

291 hp

262 lb-ft

With strong safety ratings and a smooth, quiet drive, the Palisade excels in providing a relaxing driving experience. Its user-friendly infotainment system and high-quality materials add to its appeal as a well-rounded, family-friendly SUV.

52025 Nissan Pathfinder

Starting MSRP: $37,070

The 2025 Nissan Pathfinder offers a well-rounded mix of comfort, ruggedness, and modern features. With aspacious interiorand a smooth ride, it’s designed for both daily driving and weekend adventures.

3.5-liter V6

9-speed automatic

284 hp

259 lb-ft

6,000 lbs

Its strong towing capacity and available all-wheel drive make it a great option for those who need versatility. The Pathfinder also comes equipped with advanced safety features and a user-friendly infotainment system, ensuring a reliable and enjoyable driving experience.

42025 KIA Telluride

Starting MSRP: $36,390

The 2025 KIA Telluride stands out with its bold, refined design and premium interior. It offers a smooth, quiet ride complemented by intuitive tech and ample passenger space, making every journey comfortable.

3.8-liter V6

5,500 lbs

Equipped with a responsive engine and excellent safety features, the Telluride delivers a confident driving experience. Its combination of style, performance, and practicality make it a standout choice in the market.

32024 Chevrolet Traverse Limited

Starting MSRP: $35,915

The 2024 Chevrolet Traverse Limited is built for those who want a more premium experience without stepping intoluxury SUVterritory. Its exterior features a bold, refined look, while the interior is designed with upscale materials and a focus on comfort.

2.5-liter turbocharged inline-4

328 hp

326 lb-ft

Offering advanced technology and an intuitive infotainment system, the Traverse Limited keeps passengers connected and entertained. With ample space and a smooth ride, it stands out as a practical yet stylish choice for families looking for a versatile SUV.

22025 KIA Sorento

Starting MSRP: $31,990

The 2025 KIA Sorento combines modern style with practical features, offering a sleek exterior and a comfortable, well-appointed interior. It stands out for its bold design and versatile layout, ideal for those who want an SUV with a premium feel.

2.5-liter inline-4

191 hp

195 lb-ft

4,213 lbs

With multiple powertrain options, including hybrid and plug-in hybrid models, the Sorento provides efficiency without compromising performance. Its array of tech features and safety systems ensure a connected, confident driving experience.

12024 Volkswagen Tiguan

Starting MSRP: $28,880

The 2024Volkswagen Tiguanbrings a stylish European edge to this list, offering a sleek exterior and a sophisticated, well-crafted interior. Its refined design strikes a balance between practicality and a premium feel, perfect for those who want versatility with a touch of luxury.

2.0-liter turbocharged inline-4

184 hp

221 lb-ft

1,500 lbs

The Tiguan stands out with its seamless tech integration and a range of intuitive features that make connectivity effortless. Its refined ride and spacious feel make it a great option for those looking for a versatile SUV that handles both city streets and weekend escapes with ease.